Repay — Address & Confirmation Rules
Repay — Instructions (Partial / Full)
Token to Repay
Repay in the same asset you borrowed (USDT, USDC, ETH, or BTC via WBTC on Arbitrum). Send to your per-position repayment address (in your quote).
Partial Repayment
Funds received are applied in this order:
Accrued costs (base APR pro-rata + net funding pass-through + execution adjustments)
Principal
We resize any coverage (for hedged loans) and recalculate your LTV. You receive a receipt with updated balances and transaction hashes.
Full Repayment (Closeout)
Request a payoff quote (includes outstanding principal, accrued APR, net funding, execution). The quote is valid for ≤4 hours. Pay the exact amount to the repayment address.
Upon confirmation, we release all remaining 0FX collateral to your receiving wallet (≤24 hours) and send all transaction hashes.
Timelines
Apply partial repay & update position: ≤24 hours.
Full release after payoff receipt: ≤24 hours.
Over/Under Payments
Overpayment: Excess returned to your receiving wallet (minus gas).
Underpayment: We’ll notify you of the shortfall; position remains open until settled.
Warnings
Wrong token/chain or payments to the wrong address may be irrecoverable. Always verify the token contract address in your quote.
During a 24-hour action window, partial repayment that restores LTV inside band clears the alert; otherwise, liquidation (TWAP) may proceed per policy.
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