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One-Pager (what’s live now)

OTC Preview — One-Pager (LIVE)

What it is

Aurex offers collateralized OTC loans so you can borrow USDT, USDC, ETH, or BTC (via WBTC on Arbitrum) without selling your 0FX. Manual (form-based) flow with automatic coverage for hedged assets. Loans are open-ended as long as interest is paid and risk limits are respected.

Who it’s for

Advanced users, funds, and protocol partners comfortable with an OTC process and a ≤24h SLA.

What’s live

  • Collateral: 0FX (on-chain)

  • Borrowed assets (LIVE): USDT, USDC, ETH, BTC (WBTC)

  • Automatic coverage for USDT/USDC/BTC loans (market funding passed through)

  • Per-position addresses (deposit / repayment)

  • Processing: ≤24h (business hours)

  • Open-ended loans with risk monitoring

Key parameters (current targets)

  • Network: Arbitrum

  • LTV (USDT/USDC/BTC loans): up to 35–40% of 0FX collateral value (hedged)

  • LTV (ETH loans): up to 70–80% (no USD/BTC hedge needed)

  • Action window: 24h to add collateral or repay if thresholds are hit

Fees (at a glance)

  • Base APR: ~4%/year on the borrowed amount (subject to change)

  • Coverage funding (USDT/USDC/BTC): market rate (variable, passed through)

  • Execution costs: chain fees + swap/hedge costs

  • Liquidation fee: sized to cover market impact

How it works (4 steps)

  1. Submit the OTC Request Form (wallet, amount, asset, duration intent).

  2. We price risk and share per-position addresses.

  3. You deposit 0FX; we cover exposure where needed and disburse USDT/USDC/ETH/BTC.

  4. Add/remove collateral or repay anytime; on full repayment, collateral is released.

Transparency & contact

  • On-chain proofs (tx hashes) for collateral and disbursements

  • Governance liquidity trace (periodic updates)

  • OTC desk: contact@0fx.xyz

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