4-Step Flow (diagram + bullets)

Quick Start — 4-Step Flow (StepFlow)

1. Submit OTC Request (1–2 min)

• Fill the short form:

  • Wallet: Arbitrum

  • Asset to Borrow: USDT / USDC / ETH / BTC (WBTC)

  • Amount

  • Duration Intent

  • Contact

• We confirm basic fit (eligibility, caps) and send an indicative quote (APR, funding pass-through if hedged, LTV band, fees).

• Quote Validity: Up to 4h or until system caps are hit.

2. Approve & Receive Deposit Addresses

• On acceptance, you receive per-position on-chain addresses (0FX collateral deposit + repayment).

• You also receive the action window rules (24h) and your position reference ID.

3. Fund & Disbursement (≤24h)

• Deposit 0FX collateral to the provided address (tx hash required).

• We verify on-chain, execute coverage where needed (USDT/USDC/BTC), then disburse to your wallet: USDT/USDC/ETH/BTC.

• You receive all transaction hashes (collateral, hedge/disbursement).

4. Ongoing Management (Open-Ended)

• Default = auto-roll: we keep your LTV inside band; you can add collateral or repay anytime.

• If thresholds are hit, we ping you; you have 24h to act (add collateral / partial repay).

• On full repayment (principal + accrued), collateral is released.

• If no action in the window, impact-aware liquidation (TWAP) may occur.