One-Pager (what’s live now)

OTC Preview — One-Pager (LIVE)

What it is

Aurex offers collateralized OTC loans so you can borrow USDT, USDC, ETH, or BTC (via WBTC on Arbitrum) without selling your 0FX. Manual (form-based) flow with automatic coverage for hedged assets. Loans are open-ended as long as interest is paid and risk limits are respected.

Who it’s for

Advanced users, funds, and protocol partners comfortable with an OTC process and a ≤24h SLA.

What’s live

• Collateral: 0FX (on-chain)

• Borrowed assets (LIVE): USDT, USDC, ETH, BTC (WBTC)

• Automatic coverage for USDT/USDC/BTC loans (market funding passed through)

• Per-position addresses (deposit / repayment)

• Processing: ≤24h (business hours)

• Open-ended loans with risk monitoring

Key parameters (current targets)

• Network: Arbitrum

• LTV (USDT/USDC/BTC loans): up to 35–40% of 0FX collateral value (hedged)

• LTV (ETH loans): up to 70–80% (no USD/BTC hedge needed)

• Action window: 24h to add collateral or repay if thresholds are hit

Fees (at a glance)

• Base APR: ~4%/year on the borrowed amount (subject to change)

• Coverage funding (USDT/USDC/BTC): market rate (variable, passed through)

• Execution costs: chain fees + swap/hedge costs

• Liquidation fee: sized to cover market impact

How it works (4 steps)

1. Submit the OTC Request Form (wallet, amount, asset, duration intent).

2. We price risk and share per-position addresses.

3. You deposit 0FX; we cover exposure where needed and disburse USDT/USDC/ETH/BTC.

4. Add/remove collateral or repay anytime; on full repayment, collateral is released.

Transparency & contact

• On-chain proofs (tx hashes) for collateral and disbursements

• Governance liquidity trace (periodic updates)

• OTC desk: [e-mail]