Ecosystem Referral

🟠 Status: Vision

This page outlines a conceptual feature currently under development. The Ecosystem Referral System is part of the future design of the 0Fx Protocol and will be integrated with Finax, the official 0Fx investment dashboard.

Ecosystem Referral

The 0Fx Protocol introduces a decentralized referral model designed to reward users for contributing to the organic expansion of the ecosystem. Built around the Tokenized Funds in the Finax dashboard, this system enables users to earn a share of real on-chain revenue—without acting as financial advisors.

Referral Tokens: Revenue-Generating Assets

When users refer others to Finax’s automated fund selection process, they receive referral tokens linked to the fund(s) their contacts invest in. These tokens give access to a share of the management fees generated—up to 50% of total fees collected from referred users.

Each referral token:

• Represents a right to a portion of fees tied to $1,000 of TVL

• Collects passive income automatically

• Can be traded on the secondary market

Issuance & Dilution Mechanics

Issuance Conditions

Referral tokens are minted:

• For each $1,000 invested in a given fund

• Whether from new users or reinvestments, regardless of the fund’s current TVL

• With a cap defined by the fund’s maximum TVL (ATH)

Example: If a fund receives $250,000 in total historical deposits (even if current TVL is lower), 250 referral tokens will exist.

Dilution on TVL Decrease

If the fund’s TVL later drops (e.g. from $250,000 to $100,000), no tokens are burned. However:

• The total fee pool shrinks

• Each token collects proportionally less in management fees

• Token value on the secondary market adjusts accordingly

This ensures that referral token earnings mirror the fund’s real performance and incentivize growth over time.

Revenue Example

You refer a $10,000 investment to a fund charging a 1% monthly fee, generating $1,200/year in fees.

If you hold 10 referral tokens tied to that capital:

• With a 50% revenue share, you earn $600/year

• If sold at a 25% yield, each token might be worth $2,400

• At a 12% yield: $5,000/token

• At a 6% yield: $10,000/token

The market dynamically values tokens based on expected yield from actual fee flows.

No Advisory Responsibilities

Referral participants do not act as financial advisors. They simply provide access to an automated, risk-profile-based investment process, entirely managed by Finax’s smart contracts.

The protocol handles:

• Investor profiling

• Fund recommendation

• Portfolio optimization

• Execution and reporting

This ensures full automation, compliance, and security for users and referrers alike.

Conclusion

The 0Fx Referral System empowers anyone to drive ecosystem growth and earn direct, on-chain revenue. It aligns incentives between expansion, performance, and decentralization—creating a transparent, scalable, and user-owned distribution network for tokenized investment products.

By combining automation, performance-based rewards, and composability, this system turns social networks into financial infrastructure—with zero friction and no intermediary risk.